Personal Accident & Capital Benefits
Sum insured Events 1-19 Category A 2 x salary to $750,000
Category B 2 x salary to $250,000
Category C to E $100,000 Weekly Benefit Injury Category A 85% of salary to $1,500 (104 weeks)
Category B 85% of salary to $1,000 (104 weeks)
Category C & D 85% of salary to $600 (104 weeks)
Category E $Nil Kidnap and Extortion Category A & B $500,000
Category C & D $Nil
Category E $500,000 Hijack and Detention Category A & B $100/day (60 days max)
Category C & D $Nil
Category E $100/day (60 days max) Medical Expenses (incl. Medical Evacuations) Category A & B Unlimited
Category C & D Unlimited
Category E Unlimited Cancellation/Curtailment Expenses Category A,B & E Unlimited
Category C $10,000
Category D Nil Continuous Bed Confinement Category A & B $50 (max 100 days)
Category C & D $Nil
Category E $50 (max 100 days) Loss of Deposits Category A,B & C $10,000
Category D $Nil
Category E $10,000 Baggage/Business Property - conditions apply Category A,B & C $10,000 (limit any one item $2,500)
Category D $Nil
Category E $10,000 (limit any one item $2,500) Electronic Equipment - conditions apply Category A,B & C $8,000
Category D $Nil
Category E $8,000 Deprivation of Baggage - conditions apply Category A,B & C $1,000
Category D $Nil
Category E $1,000 Money/Travel Documents - conditions apply Category A, B & C $2,000
Category D $Nil
Category E $2,000 Alternative Employee/Resumption of Assignment Expenses Category A & B $20,000
Category C to E $Nil Personal Liability Category A to E $10,000,000 Rental Vehicle Excess Waiver Category A,B & C $5,000 maximum
Category D $Nil
Category E $5,000 maximum Note: In all cases you are required to reduce (buy down) by payment of an additional fee to the hirer to reduce the excess to the lowest possible amount. This means, when you are hiring your vehicle, you must take the lowest deductible that is available - ie purchase a lower excess.
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